The real estate market is coming off a 25 year boom cycle and has faced a terrible correction in the past two years. Once fantastic markets such as California, Florida and now even New York city are correcting drastically. In light of the drastic correction, many investors and homeowners are upside down in their mortgage and face tough choices of walking away from their homes or facing negative cash flow or even foreclosure. We provide some strategies to stop foreclosure and maximize your investment. In this article we address three key questions, what does the future hold for real estate, how can investors maximize their investment and for investors stuck in negative cash flow and negative equity, what is the most effective solution. It is quite clear at this point that sales are drying up in once hot markets. Further more, prices are down roughly 15-25% on average. N quick house sale ormally coming off a 20 year bull market this would not be a significant story. But home equity loans represented roughly 50% of the disposable personal spending of households over the past five years. The long bull market in housing, where housing did not correct even in the bear market of 2000, led many to believe that housing prices would continue to rise forever. Unfortunately, this belief that the home or investment property would continually generate income and gains has now been proven to be a drastically faulty forecast. While prices are falling, most investors and homeowners have seen their equity in their homes and properties wiped out. If you were amongst the unfortunate few that took out a home equity loan or bought a house in the past 3 years, you are faced with the very real possibility that the equity on the loan is wiped out while only the loan remains.